The GreenSky® Loan Program’s focus is simple – to help you achieve the home of your dreams! The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Promo Period | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 2613¹ | 17.99% – 24.99% | 12 Months | After Promo Period, 72 Monthly Payments of: |
$126.53 | $253.05 | $379.58 | $506.10 |
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Promo Period | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 2511² | 16.79% – 22.82% | 6 Months | After Promo Period, 84 Monthly Payments of: |
$133.97 | $267.93 | $401.89 | $535.85 |
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 9991³ | 9.99% – 22.99% | 120 Months | 120 Monthly Payments of: | $106.74 | $213.48 | $320.22 | $426.96 |
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 1509⁴ | 10.99% | 180 Months | 180 Monthly Payments of: | $56.80 | $113.60 | $170.40 | $227.19 |
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project.
Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Monday – Friday: 8 a.m. – 10 p.m.
Saturday: 8 a.m. – 8 p.m.
Sunday: 10 a.m. – 8 p.m.
¹ Plan 2613. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 72 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
² Plan 2511. Subject to credit approval. Rates range from 16.79% – 22.82% APR (interest rates range from 17.99% – 24.99%). Only well-qualified applicants will receive an APR of 16.79%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 6 monthly payments of $0 followed by 84 monthly payments of $26.80. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
³ Plan 9991. Subject to credit approval. Loan term is 120 months and rates range from 9.99% – 22.99% APR. Only well-qualified applicants will receive an APR of 9.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
⁴ Plan 1509. Subject to credit approval. Loan term is 180 months at fixed rate of 10.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 10.99% APR, 180 monthly payments of $11.36. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.